Saving doesn’t come without challenges. Keeping records of every expense to ensure that I don’t overspend can be daunting. I decided I needed to know how much I had spent every month and what to cut out of my expenditure. I started keeping a little book to record every expense and soon that book got forgotten. Then, I bought and downloaded an iOS App called Expense, which was great! It categorized my expenses and I could see my total expenses and income in a month. I forgot about it for a while, but I am back on it. But one thing I was sure about was that I wasn’t spending more than my earnings and I was channeling the rest of my salary into my savings.
